Halal compliance & ethical alignment

Halal Screening and Ethical Assessment

Investing ethically requires more than just meeting compliance checkboxes - it demands innovation, foresight, and financial performance. Unlike traditional Halal screening tools,purepofo pioneers two industry-first innovations:

• Halal Prediction: Anticipate compliance risks before they occur, avoiding non-compliant stocks early.
• Advanced ESG Screening: Identify high-performing, sustainability-driven investments, without restricting the Halal universe.

At purepofo, Halal screening stands alone - it ensures full compliance with Islamic finance principles. Sustainability screening is available as an optional enhancement for investors who seek additional ethical considerations.

• Halal Screening & Prediction

  purepofo performs a comprehensive Halal screening in accordance with Shariah-compliant standards. In addition, it uses AI-driven tools to predict possible compliance shifts in a short- and mid-term range. It identifies stocks that may loose and those that may gain Halal compliance with an accuracy of over 80%.

  Halal screening

  Business and financial screening in accordance with AAOIFI standards.

  Business screening

  • Financial Services: Banks, insurance, interest-based credit.
  • Gambling & Entertainment: Casinos, betting, pornography.
  • Prohibited Foods & Alcohol: Breweries, pork-related products.
  • Weapons & Military: Nuclear, arms, military-related contracts.
  • Other Ethical Concerns: Unlawful surveillance, oppression.

  Financial screening

  • Interest Income (<5%): Ensures adherence to threshold on Riba.
  • Interest-Bearing Debt (<30%): Avoids excessive leverage.
  • Interest-Bearing Securities (<30%): Restricts reliance on interest-based instruments.

  Halal prediction

  With AI-driven tools for predicting Halal compliance purepofo brings you a step forward in Halal investing.

  • Anticipate Non-Compliance Risks Early:

    AI-driven insights predict potential Halal status changes before they happen.

  • Proactive Portfolio Adjustments:

    Instead of waiting for official status updates, investors can react early, reducing risks before compliance is lost.

  • Improved Investment Stability:

    Stay ahead of regulatory shifts and protect long-term returns.

• Purification for Halal Integrity

  If a stock loses its Halal status, purepofo ensures proper purification of impermissible income.

  Dividend Purification

  Excludes non-compliant income from dividends.

  Capital Gains Purification

  In contrary to dividends, capital gains are not linked to interest or prohibited income from operations and are not subject to purification.

  Predictive Compliance Advantage

  Investors leveraging purepofo's AI-powered Halal Prediction can exit non-compliant stocks before official classification, reducing purification needs.

  Zakat Calculation

  Calculates Zakatable assets to help investors fulfill their obligations.